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Exsect Inc. — Investing & Finance

Tony Robbins - Money Master the Game

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Tony Robbins - Money Master the Game

Tony Robbins epic 20 hour read Money Master the Game: 7 Simple Steps to Financial Freedom was very informative, especially to a newer investor willing to consume any reasonable advice on the subject. Though drawn out at times and a bit of an over done promotion for a few products (fixed index annuities); I thoroughly enjoyed the interview section (minus Tony's repetitious response of "awesome") and the detailed portfolio breakdowns from so many successful advisors. I found the chapter on dollar-cost averaging most beneficial. This tiny part of Tony's huge novel inspired me to auto-invest to our SEP and IRAs...

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Acorns - Invest Your Change

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I am loving the Acorns iPhone App for investing my change from transactions. Dustin and I are investing in the aggressive portfolio as we are 30+ years away from retirement.All of those rounded up dollars really do add up. Earn a free $5 by signing up with this link : Acorns Grow While my first go to for retirement would be a Roth IRA with Vanguard, if you are set to max out your IRA in the tax year, Acorns is a great way to save more with no effort. Viva!  

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Goal Digger

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That pretty girl you look up to on Instagram, the one always posting ‘modeling’ photos? She’s broke, her mom paid for her breast implants and she can’t pay her own rent without assistance from her family. Her lip injections are financed, most likely with Care Credit. 6 months same as cash, right? Nah, she’ll count on Mom to pick up that tab too. She is a liability to everyone around her and counts on you for her self esteem. By far one of the best books I have read in my lifetime is The Millionaire Next Door: The Surprising Secrets...

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Big Hat ~ Lots of Cattle : Cow Fund

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My life is considerably different than I could have ever imagined. In 2010 I was living in a city I hated (Las Vegas) surrounded by a depressed, dirty community and was a broke, depressed, alcoholic smoker. It disgusts me to think about and repulses me to type out. It may be cliche, but having children certainly does change you. Although I was rapidly changing years before our daughter Alexandria Hayes was born in 2014, her birth was the shock though my behavior system that I needed. The alcoholism in this family ends with me. The bad decisions end with me....

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You Better Shop Around

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In April of 2014, I owned a considerable amount of Tandy Leather (TLF) shares at $9.63 a share. This holding had served me well since purchasing them in 2012 at a little over $5 a share. However, something happened at Tandy Leather around April of 2014. I started noticing considerable price hikes on items that I had been purchasing for many years. After ruffling through receipts, it became clear that many items had gone up by as much as 50%. Example: 2” Cowhide Strip x 72” - $20 (2006) - $21.99 (early 2014) to $31.99 each (4/23/16) Gross. That was...

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